North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of July 12, 2021

Arnold, Frank (forward tees since January 31, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 12, 2021    Diamond Oaks Country Club   White    69.3    118    105    100    29.4    N    
July 7, 2021    The Courses at Watters Creek   White    70.0    126    100    100    26.9    Y    
June 30, 2021    Texas Star Golf Course   White    70.1    121    107    105    32.6    N    
June 23, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    91    91    20.0    Y    
June 16, 2021    Texas Rangers Golf Club   Silver    68.7    122    104    103    31.8    N    
June 9, 2021    Sky Creek Ranch Golf Club   Blue    70.7    128    114    109    33.8    N    
May 26, 2021    The Trails of Frisco Golf Club   White    69.8    119    106    103    31.5    N    
May 12, 2021    Grapevine Golf Course - Pecan and Mockingbird   White    69.9    124    99    99    26.5    Y    
May 5, 2021    The Golf Club Fossil Creek   Club    69.3    127    95    95    22.9    Y    
April 28, 2021    Buffalo Creek Golf Club   White    68.1    116    96    96    27.2    N    
April 21, 2021    Bear Creek Golf Club (West)   Blue    71.5    137    110    107    29.3    N    
April 14, 2021    Bridlewood Golf Club   White    69.0    126    95    95    23.3    Y    
April 7, 2021    Waterview Golf Club   Gold    68.4    116    95    92    23.0    Y    
March 31, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    101    101    29.2    N    
March 24, 2021    Texas Rangers Golf Club   Silver    68.7    122    95    95    24.4    Y    
March 10, 2021    Tangle Ridge Golf Club   White    69.3    128    101    101    28.0    N    
March 3, 2021    Cowboys Golf Club   Blue    70.9    131    99    98    23.4    Y    
February 3, 2021    Thorntree Golf Club   White    69.2    130    106    104    30.2    N    
January 27, 2021    Pecan Hollow Golf Course   Silver    68.4    118    106    103    33.1    N    
December 9, 2020    The Courses at Watters Creek   White    70.0    126    101    101    27.8    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:23.8000    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:23.8    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:21.2    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.