North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 1, 2021

Arnold, Frank (forward tees since January 31, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
December 1, 2021    Pecan Hollow Golf Course   Silver    68.4    118    89    89    19.7    Y    
November 17, 2021    Tierra Verde Golf Club   Silver    69.3    123    108    106    33.7    N    
November 2, 2021    Buffalo Creek Golf Club   White    68.1    116    111    106    36.9    N    
October 20, 2021    Waterchase Golf Club   White    68.2    123    101    99    28.3    Y    
October 13, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    104    104    31.9    N    
October 6, 2021    Woodbridge Golf Club   Blue-White    70.1    124    103    102    29.1    N    
September 22, 2021    The Courses at Watters Creek   White    70.0    126    105    102    28.7    Y    
September 15, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    102    102    30.4    N    
September 1, 2021    Texas Star Golf Course   White    70.1    121    102    102    29.8    N    
August 25, 2021    Tierra Verde Golf Club   Silver    69.3    123    99    99    27.3    Y    
August 4, 2021    The Trails of Frisco Golf Club   White    69.8    119    108    105    33.4    N    
July 28, 2021    Cowboys Golf Club   Blue    70.9    131    92    92    18.2    Y    
July 21, 2021    Tangle Ridge Golf Club   White    69.3    128    103    103    29.8    N    
July 14, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    99    99    27.6    Y    
July 12, 2021    Diamond Oaks Country Club   White    69.3    118    105    100    29.4    N    
July 7, 2021    The Courses at Watters Creek   White    70.0    126    100    100    26.9    Y    
June 30, 2021    Texas Star Golf Course   White    70.1    121    107    105    32.6    N    
June 23, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    91    91    20.0    Y    
June 16, 2021    Texas Rangers Golf Club   Silver    68.7    122    104    103    31.8    N    
June 9, 2021    Sky Creek Ranch Golf Club   Blue    70.7    128    114    109    33.8    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:24.5875    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:24.6    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:21.2    05-31-2023
  World Handicap System (WHS) in effect since January 1, 2020.              Soft Cap Triggered:24.4