North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of October 22, 2025

Arnold, Frank (forward tee since January 31, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
October 22, 2025    The Courses at Watters Creek   Gold    67.7    115    108    107    38.6    N    
October 15, 2025    Tangle Ridge Golf Club   Red    65.8    121    88    88    20.7    Y    
October 1, 2025    Bridlewood Golf Club   Red    65.5    118    96    96    29.2    N    
September 24, 2025    Buffalo Creek Golf Club   Green    66.1    113    92    92    25.9    N    
September 17, 2025    Luna Vista Golf Course   Red    65.7    112    93    93    27.5    N    
April 16, 2025    Tenison Park Golf Course - Highlands   Pearl    64.6    117    95    95    29.4    N    
March 5, 2025    Bridlewood Golf Club   Red    65.5    118    101    101    34.0    N    
July 3, 2024    Luna Vista Golf Course   Red    65.2    108    87    87    22.8    Y    
July 1, 2024    Lantana Golf Club    Red    64.5    112    99    96    31.8    N    
June 19, 2024    Buffalo Creek Golf Club   Green    66.1    113    89    88    21.9    Y    
June 12, 2024    Grapevine Golf Course - Pecan and Mockingbird   Purple    65.7    118    88    88    21.4    Y    
June 5, 2024    Waterchase Golf Club   Green    65.6    118    98    98    31.0    N    
May 29, 2024    Tierra Verde Golf Club   Burgundy    65.9    114    93    93    26.9    N    
May 22, 2024    Tenison Park Golf Course - Highlands   Pearl    64.6    117    92    92    26.5    N    
May 15, 2024    Bridlewood Golf Club   Red    65.5    118    87    87    20.6    Y    
May 8, 2024    Tangle Ridge Golf Club   Red    65.8    121    93    93    25.4    Y    
May 1, 2024    Waterview Golf Club   Green    66.6    109    95    95    29.4    N    
April 24, 2024    Irving Golf Club   Red    63.8    109    82    82    18.9    Y    
April 17, 2024    The Courses at Watters Creek   Gold    67.7    115    87    87    19.0    Y    
April 3, 2024    Bear Creek Golf Club (East)   Red    69.0    126    102    98    26.0    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:21.3375    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:21.3    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:21.4    03-05-2025
  World Handicap System (WHS) in effect since January 1, 2020.