North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 9, 2020

Cremer, Ron (forward tees since June 4, 2022)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
December 9, 2020    The Courses at Watters Creek   White    70.0    126    102    99    26.0    N    
November 23, 2020    Waterchase Golf Club   White    68.2    123    99    97    26.5    N    
November 18, 2020    Lantana Golf Club    White    68.7    119    85    85    15.5    Y    
November 11, 2020    Bridlewood Golf Club   White    69.0    126    95    94    22.4    N    
October 21, 2020    Heritage Ranch Golf and Country Club   Bronze    69.0    124    91    90    19.1    Y    
October 14, 2020    Tangle Ridge Golf Club   White    69.3    128    93    93    20.9    N    
October 7, 2020    Frisco Lakes Golf Club   Blue    69.8    126    98    98    25.3    N    
September 23, 2020    The Courses at Watters Creek   White    70.0    126    100    100    26.9    N    
September 22, 2020    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    96    96    23.7    N    
September 16, 2020    Grapevine Golf Course - Bluebonnet and Pecan   White    69.9    126    96    95    22.5    N    
September 14, 2020    Diamond Oaks Country Club   White    69.3    118    92    92    21.7    N    
September 9, 2020    Thorntree Golf Club   White    69.2    130    92    92    19.8    Y    
August 19, 2020    Tierra Verde Golf Club   Silver    69.3    123    94    94    22.7    N    
August 12, 2020    Frisco Lakes Golf Club   Blue    69.8    126    93    93    20.8    Y    
August 5, 2020    Lantana Golf Club    White    68.7    119    103    102    31.6    N    
July 29, 2020    Sky Creek Ranch Golf Club   Blue    70.7    128    101    101    26.7    N    
July 22, 2020    Texas Rangers Golf Club   Silver    68.7    122    85    85    15.1    Y    
July 15, 2020    Bear Creek Golf Club (East)   Blue    72.0    134    89    89    14.3    Y    
July 1, 2020    Cowboys Golf Club   Blue    70.9    131    89    89    15.6    Y    
March 11, 2020    Tangle Ridge Golf Club   White    69.0    125    89    89    18.1    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:17.2875    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:17.3    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:20.5    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.