North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 10, 2025

Mathura, Phil 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
December 10, 2025    Texas Star Golf Course   White    70.1    124    90    90    18.1    N    
December 3, 2025    Pecan Hollow Golf Course   Silver    70.5    130    89    89    16.1    N    
November 19, 2025    Sherrill Park Golf Course (One)   Blue-White    69.1    124    91    91    20.0    N    
November 12, 2025    Tierra Verde Golf Club   Green    67.4    120    78    78    10.0    Y    
November 5, 2025    Waterchase Golf Club   White    68.2    123    97    97    26.5    N    
October 29, 2025    Buffalo Creek Golf Club   White    68.8    124    92    92    21.1    N    
October 22, 2025    The Courses at Watters Creek   White    70.0    126    97    95    22.4    N    
August 13, 2025    Irving Golf Club   White    67.5    116    87    87    19.0    N    
August 6, 2025    Grapevine Golf Course - Pecan and Mockingbird   White    70.2    127    90    90    17.6    N    
July 30, 2025    Waterchase Golf Club   White    68.2    123    91    90    20.0    N    
July 23, 2025    Tangle Ridge Golf Club   White    69.3    128    92    92    20.0    N    
July 9, 2025    Sky Creek Ranch Golf Club   Blue    70.7    128    93    92    18.8    N    
July 2, 2025    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    86    86    15.2    Y    
June 18, 2025    Woodbridge Golf Club   White    69.1    124    86    86    15.4    Y    
June 4, 2025    Waterchase Golf Club   White    68.2    123    89    89    19.1    N    
May 28, 2025    Country View Golf Club   Blue    69.2    122    83    83    12.8    Y    
May 21, 2025    The Courses at Watters Creek   White    70.0    126    85    85    13.5    Y    
May 14, 2025    Bridlewood Golf Club   White    69.3    123    85    85    14.4    Y    
May 7, 2025    Bear Creek Golf Club (West)   Blue    71.5    137    88    88    13.6    Y    
April 16, 2025    Tenison Park Golf Course - Highlands   Silver    69.3    124    85    85    14.3    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:13.6500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:13.7    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:13.7    01-15-2025
  World Handicap System (WHS) in effect since January 1, 2020.