North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of October 25, 2017

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
October 25, 2017    Heritage Ranch Golf and Country Club   Bronze    69.0    124    93    93    21.9    Y    
October 11, 2017    Hurricane Creek Country Club   Gold    67.7    120    98    98    28.5    N    
September 27, 2017    The Courses at Watters Creek   White    70.0    126    96    96    23.3    Y    
September 26, 2017    Bear Creek Golf Club (West)   Blue    71.3    134    110    110    32.6    N    
September 6, 2017    Mesquite Golf Club   Blue    68.7    119    99    99    28.8    N    
August 30, 2017    Tierra Verde Golf Club   Silver    69.3    123    93    93    21.8    Y    
August 23, 2017    Lantana Golf Club    Member    69.9    123    99    99    26.7    N    
August 16, 2017    Texas Star Golf Course   White    70.1    121    96    96    24.2    N    
August 14, 2017    Gleneagles Country Club (Queens)   White    69.8    129    95    95    22.1    Y    
August 9, 2017    Riverchase Golf Club   White    69.8    127    93    93    20.6    Y    
July 26, 2017    The Courses at Watters Creek   White    70.0    126    91    91    18.8    Y    
July 12, 2017    Stone Creek Golf Club   White    71.0    126    91    91    17.9    Y    
July 5, 2017    Lantana Golf Club    Member    69.9    123    105    105    32.2    N    
June 28, 2017    Waterview Golf Club   White    70.7    125    91    91    18.4    Y    
June 21, 2017    Buffalo Creek Golf Club   White    68.1    116    95    95    26.2    N    
June 7, 2017    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    95    95    24.6    N    
May 17, 2017    Stone Creek Golf Club   White    71.0    126    98    98    24.2    Y    
May 3, 2017    Ridgeview Ranch Golf Club   White    69.9    131    100    100    26.0    N    
April 19, 2017    The Golf Club at Twin Creeks   Blue    70.1    125    93    93    20.7    Y    
April 10, 2017    Stonebridge Ranch Country Club (Dye)   White    71.6    133    101    101    25.0    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:20.9700    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:20.1    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.