North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of March 5, 2018

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
March 5, 2018    Las Colinas Country Club   Gold    67.7    120    90    90    21.0    Y    
February 28, 2018    Bridlewood Golf Club   White    69.0    126    92    92    20.6    Y    
January 24, 2018    Hurricane Creek Country Club   Gold    67.7    120    85    85    16.3    Y    
November 27, 2017    Gleneagles Country Club (Kings)   White    70.2    136    103    103    27.3    N    
November 21, 2017    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    91    91    19.2    Y    
November 15, 2017    Bridlewood Golf Club   White    69.0    126    92    92    20.6    Y    
November 1, 2017    Waterchase Golf Club   White    68.2    123    91    91    20.9    Y    
October 25, 2017    Heritage Ranch Golf and Country Club   Bronze    69.0    124    93    93    21.9    N    
October 11, 2017    Hurricane Creek Country Club   Gold    67.7    120    98    98    28.5    N    
September 27, 2017    The Courses at Watters Creek   White    70.0    126    96    96    23.3    N    
September 26, 2017    Bear Creek Golf Club (West)   Blue    71.3    134    110    110    32.6    N    
September 6, 2017    Mesquite Golf Club   Blue    68.7    119    99    99    28.8    N    
August 30, 2017    Tierra Verde Golf Club   Silver    69.3    123    93    93    21.8    Y    
August 23, 2017    Lantana Golf Club    Member    69.9    123    99    99    26.7    N    
August 16, 2017    Texas Star Golf Course   White    70.1    121    96    96    24.2    N    
August 14, 2017    Gleneagles Country Club (Queens)   White    69.8    129    95    95    22.1    N    
August 9, 2017    Riverchase Golf Club   White    69.8    127    93    93    20.6    Y    
July 26, 2017    The Courses at Watters Creek   White    70.0    126    91    91    18.8    Y    
July 12, 2017    Stone Creek Golf Club   White    71.0    126    91    91    17.9    Y    
July 5, 2017    Lantana Golf Club    Member    69.9    123    105    105    32.2    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:19.7700    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:18.9    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.