North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of April 3, 2019

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
April 3, 2019    Tierra Verde Golf Club   Silver    69.3    123    90    90    19.0    Y    
March 27, 2019    Texas Star Golf Course   White    70.1    121    108    105    32.6    N    
March 20, 2019    Lantana Golf Club    White    68.7    119    94    94    24.0    N    
March 18, 2019    Las Colinas Country Club   Gold    67.7    120    97    97    27.6    N    
March 6, 2019    Mesquite Golf Club   Blue    68.7    119    100    97    26.9    N    
February 27, 2019    Bridlewood Golf Club   White    69.0    126    87    87    16.1    Y    
February 20, 2019    Pecan Hollow Golf Course   Silver    68.4    118    97    97    27.4    N    
February 13, 2019    Ridgeview Ranch Golf Club   White    69.9    131    90    90    17.3    Y    
February 6, 2019    WestRidge Golf Course   White    68.6    115    82    82    13.2    Y    
January 30, 2019    Waterview Golf Club   Gold    68.4    116    94    94    24.9    N    
January 9, 2019    Firewheel Golf Park (Lakes)   White    70.3    123    102    99    26.4    N    
December 5, 2018    Pecan Hollow Golf Course   Silver    68.4    118    90    90    20.7    Y    
November 28, 2018    Lantana Golf Club    White    68.7    119    94    94    24.0    Y    
November 26, 2018    Gleneagles Country Club (Queens)   White    69.6    128    102    101    27.7    N    
November 14, 2018    Bridlewood Golf Club   White    69.0    126    101    99    26.9    N    
October 31, 2018    The Courses at Watters Creek   White    70.0    126    92    92    19.7    Y    
October 30, 2018    Tangle Ridge Golf Club   White    69.0    125    92    92    20.8    Y    
October 24, 2018    Heritage Ranch Golf and Country Club   Bronze    69.0    124    94    93    21.9    Y    
October 10, 2018    Hurricane Creek Country Club   Gold    67.7    120    94    94    24.8    N    
October 3, 2018    Frisco Lakes Golf Club   Blue    69.8    126    95    95    22.6    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:19.5300    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:18.7    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.