North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of August 18, 2021

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
August 11, 2021    Coyote Ridge Golf Club   Blue    71.6    136    93    91    16.1    Y    
August 4, 2021    The Trails of Frisco Golf Club   White    69.8    119    86    86    15.4    Y    
July 28, 2021    Cowboys Golf Club   Blue    70.9    131    82    82    9.6    Y    
July 21, 2021    Tangle Ridge Golf Club   White    69.3    128    91    89    17.4    Y    
July 14, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    92    92    21.1    N    
July 12, 2021    Diamond Oaks Country Club   White    69.3    118    94    94    23.7    N    
July 7, 2021    The Courses at Watters Creek   White    70.0    126    80    80    9.0    Y    
June 23, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    95    95    23.7    N    
June 16, 2021    Texas Rangers Golf Club   Silver    68.7    122    87    87    16.9    Y    
June 9, 2021    Sky Creek Ranch Golf Club   Blue    70.7    128    89    89    16.2    Y    
May 12, 2021    Grapevine Golf Course - Pecan and Mockingbird   White    69.9    124    93    93    21.1    N    
May 5, 2021    The Golf Club Fossil Creek   Club    69.3    127    100    100    27.3    N    
April 28, 2021    Buffalo Creek Golf Club   White    68.1    116    98    97    28.2    N    
April 21, 2021    Bear Creek Golf Club (West)   Blue    71.5    137    96    96    20.2    N    
April 7, 2021    Waterview Golf Club   Gold    68.4    116    98    96    26.9    N    
March 24, 2021    Texas Rangers Golf Club   Silver    68.7    122    89    89    18.8    N    
March 17, 2021    Waterview Golf Club   White    70.7    125    96    96    22.9    N    
March 10, 2021    Tangle Ridge Golf Club   White    69.3    128    91    91    19.2    N    
March 3, 2021    Cowboys Golf Club   Blue    70.9    131    99    97    22.5    N    
February 24, 2021    Buffalo Creek Golf Club   White    68.1    116    86    86    17.4    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:14.7500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:14.8    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.0    05-24-2023
  World Handicap System (WHS) in effect since January 1, 2020.