North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of August 17, 2022

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
August 17, 2022    Sky Creek Ranch Golf Club   Blue    70.7    128    109    101    26.7    N    
July 13, 2022    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    91    91    19.8    Y    
July 6, 2022    The Courses at Watters Creek   White    70.0    126    101    99    26.0    N    
June 22, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    90    90    19.1    Y    
May 25, 2022    Frisco Lakes Golf Club   Blue    69.8    126    100    98    25.3    N    
May 4, 2022    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    94    94    22.5    N    
April 27, 2022    The Golf Club Fossil Creek   Club    69.3    127    98    97    24.6    N    
April 20, 2022    Texas Star Golf Course   White    70.1    121    99    93    21.4    N    
April 18, 2022    Diamond Oaks Country Club   White    69.3    118    97    95    24.6    N    
February 9, 2022    Luna Vista Golf Course   White    70.4    124    92    91    18.8    Y    
January 26, 2022    The Courses at Watters Creek   White    70.0    126    108    97    24.2    N    
December 1, 2021    Pecan Hollow Golf Course   Silver    68.4    118    91    86    16.9    Y    
November 10, 2021    Woodbridge Golf Club   White    68.4    120    102    98    27.9    N    
November 2, 2021    Buffalo Creek Golf Club   White    68.1    116    98    95    26.2    N    
October 27, 2021    Texas Rangers Golf Club   Silver    68.7    122    87    87    16.9    Y    
October 13, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    91    90    19.1    Y    
October 6, 2021    Woodbridge Golf Club   Blue-White    70.1    124    97    94    21.8    N    
September 22, 2021    The Courses at Watters Creek   White    70.0    126    91    88    16.1    Y    
September 8, 2021    The Golf Club Fossil Creek   Club    69.3    127    95    92    20.2    N    
August 11, 2021    Coyote Ridge Golf Club   Blue    71.6    136    93    91    16.1    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:17.8500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:17.9    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.0    05-24-2023
  World Handicap System (WHS) in effect since January 1, 2020.