North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of July 12, 2023

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 12, 2023    Buffalo Creek Golf Club   White    68.8    124    93    93    22.1    N    
June 28, 2023    Tenison Park Golf Course - Highlands   Blue    70.8    127    91    91    18.0    Y    
May 31, 2023    Luna Vista Golf Course   Yellow    68.2    120    94    89    19.6    Y    
May 24, 2023    Waterview Golf Club   Gold    68.5    115    81    80    11.3    Y    
May 10, 2023    Grapevine Golf Course - Pecan and Bluebonnet   White    70.3    123    103    101    28.2    N    
April 19, 2023    Tenison Park Golf Course - Highlands   Blue    70.8    127    99    96    22.4    N    
March 29, 2023    The Courses at Watters Creek   White    70.0    126    98    96    23.3    N    
March 22, 2023    Bridlewood Golf Club   White    69.0    126    98    94    22.4    N    
March 15, 2023    Luna Vista Golf Course   White    70.4    124    110    107    33.4    N    
February 15, 2023    The Courses at Watters Creek   White    70.0    126    107    99    26.0    N    
December 7, 2022    Pecan Hollow Golf Course   Silver    70.5    130    87    87    14.3    Y    
November 2, 2022    Grapevine Golf Course - Pecan and Bluebonnet   White    70.3    123    93    93    20.9    Y    
October 26, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    93    93    21.9    N    
October 19, 2022    Frisco Lakes Golf Club   Blue    69.8    126    98    97    24.4    N    
August 31, 2022    The Courses at Watters Creek   White    70.0    126    94    93    20.6    Y    
August 17, 2022    Sky Creek Ranch Golf Club   Blue    70.7    128    109    101    26.7    N    
July 13, 2022    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    91    91    19.8    Y    
July 6, 2022    The Courses at Watters Creek   White    70.0    126    101    99    26.0    N    
June 22, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    90    90    19.1    Y    
May 25, 2022    Frisco Lakes Golf Club   Blue    69.8    126    100    98    25.3    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:17.9500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:18.0    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.0    05-24-2023
  World Handicap System (WHS) in effect since January 1, 2020.