North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of June 25, 2025

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
June 18, 2025    Woodbridge Golf Club   White    69.1    124    100    100    28.2    N    
May 21, 2025    The Courses at Watters Creek   White    70.0    126    102    102    28.7    N    
May 7, 2025    Bear Creek Golf Club (West)   Blue    71.5    137    93    93    17.7    Y    
April 16, 2025    Tenison Park Golf Course - Highlands   Silver    69.3    124    92    92    20.7    Y    
April 2, 2025    Grapevine Golf Course - Pecan and Mockingbird   White    70.2    127    99    99    25.6    N    
November 20, 2024    Grapevine Golf Course - Pecan and Mockingbird   White    70.2    127    100    96    23.0    N    
November 13, 2024    Tour 18 Dallas Golf Course   White    71.0    132    104    104    28.2    N    
October 16, 2024    Tangle Ridge Golf Club   White    69.3    128    105    103    29.8    N    
October 2, 2024    Bridlewood Golf Club   White    69.3    123    97    97    25.4    N    
September 25, 2024    Buffalo Creek Golf Club   White    68.8    124    99    97    25.7    N    
September 18, 2024    The Courses at Watters Creek   White    70.0    126    97    94    21.5    Y    
September 16, 2024    Lantana Golf Club    White    68.3    118    88    88    18.9    Y    
September 11, 2024    Luna Vista Golf Course   Yellow    68.2    120    89    89    19.6    Y    
August 28, 2024    The Courses at Watters Creek   White    70.0    126    96    94    21.5    Y    
August 7, 2024    Texas Star Golf Course   White    70.1    124    98    96    23.6    N    
July 24, 2024    Waterview Golf Club   Gold    68.5    115    82    82    13.3    Y    
July 3, 2024    Luna Vista Golf Course   Yellow    68.2    120    95    92    22.4    N    
June 19, 2024    Buffalo Creek Golf Club   White    68.8    124    99    98    26.6    N    
June 12, 2024    Grapevine Golf Course - Pecan and Mockingbird   White    70.2    127    94    93    20.3    Y    
May 15, 2024    Bridlewood Golf Club   White    69.3    123    102    94    22.7    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:19.1875    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:19.2    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:18.2    06-19-2024
  World Handicap System (WHS) in effect since January 1, 2020.