North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 17, 2016

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
January 20, 2016    Waterview Golf Club   White    70.7    125    93    93    20.2    N    
December 16, 2015    Heritage Ranch Golf and Country Club   Bronze    69.0    124    107    107    34.6    N    
December 9, 2015    Waterview Golf Club   White    70.7    125    93    93    20.2    Y    
November 24, 2015    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    68.8    125    90    90    19.2    Y    
November 16, 2015    Gleneagles Country Club (Queens)   White    69.8    129    90    90    17.7    Y    
November 11, 2015    The Tribute at the Colony   White    69.3    115    91    91    21.3    N    
November 4, 2015    Waterchase Golf Club   White    68.2    123    93    93    22.8    N    
October 28, 2015    Bridlewood Golf Club   White    69.0    126    97    97    25.1    N    
October 21, 2015    Tangle Ridge Golf Club   Blue    70.8    128    92    92    18.7    Y    
October 14, 2015    Sky Creek Ranch Golf Club   Gold    72.0    129    95    95    20.1    Y    
October 7, 2015    Grapevine Golf Course - Bluebonnet and Pecan   White    69.9    126    87    87    15.3    Y    
September 23, 2015    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    90    90    19.9    Y    
September 2, 2015    Hurricane Creek Country Club   White    71.0    124    91    91    18.2    Y    
August 19, 2015    WestRidge Golf Course   White    68.6    115    96    96    26.9    N    
August 17, 2015    Hackberry Creek Country Club   White    72.0    130    95    95    20.0    Y    
August 12, 2015    The Tribute at the Colony   White    69.3    115    94    94    24.3    N    
July 29, 2015    Tangle Ridge Golf Club   Blue    70.8    128    99    99    24.9    N    
July 20, 2015    Stonebriar Country Club (Fazio)   White    72.4    140    100    100    22.3    N    
July 15, 2015    The Courses at Watters Creek   White    70.0    126    94    94    21.5    N    
June 10, 2015    Bridlewood Golf Club   White    69.0    126    83    83    12.6    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:18.1900    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:17.4    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.