North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 28, 2018

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
February 28, 2018    Bridlewood Golf Club   White    69.0    126    90    90    18.8    Y    
January 31, 2018    WestRidge Golf Course   White    68.6    115    95    95    25.9    N    
January 24, 2018    Hurricane Creek Country Club   Gold    67.7    120    85    85    16.3    Y    
December 4, 2017    Stonebridge Ranch Country Club (Dye)   White    71.6    133    105    105    28.4    N    
November 29, 2017    Pecan Hollow Golf Course   Silver    68.4    118    90    90    20.7    Y    
November 27, 2017    Gleneagles Country Club (Kings)   White    70.2    136    98    98    23.1    N    
November 15, 2017    Bridlewood Golf Club   White    69.0    126    90    90    18.8    Y    
November 1, 2017    Waterchase Golf Club   White    68.2    123    105    105    33.8    N    
October 25, 2017    Heritage Ranch Golf and Country Club   Bronze    69.0    124    101    101    29.2    N    
October 18, 2017    Tangle Ridge Golf Club   White    69.0    125    92    92    20.8    Y    
October 11, 2017    Hurricane Creek Country Club   Gold    67.7    120    94    94    24.8    N    
October 4, 2017    Frisco Lakes Golf Club   Blue    69.8    126    93    93    20.8    Y    
September 27, 2017    The Courses at Watters Creek   White    70.0    126    98    98    25.1    N    
September 26, 2017    Bear Creek Golf Club (West)   Blue    71.3    134    92    92    17.5    Y    
September 20, 2017    Grapevine Golf Course - Mockingbird and Pecan   White    69.9    124    90    90    18.3    Y    
August 30, 2017    Tierra Verde Golf Club   Silver    69.3    123    100    100    28.2    N    
August 23, 2017    Lantana Golf Club    Member    69.9    123    102    102    29.5    N    
August 16, 2017    Texas Star Golf Course   White    70.1    121    107    107    34.5    N    
August 14, 2017    Gleneagles Country Club (Queens)   White    69.8    129    95    95    22.1    Y    
July 26, 2017    The Courses at Watters Creek   White    70.0    126    95    95    22.4    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:19.6500    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:18.8    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.