North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of July 25, 2018

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 25, 2018    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    92    92    21.1    Y    
July 11, 2018    Riverchase Golf Club   White    69.8    127    96    96    23.3    N    
July 2, 2018    Sky Creek Ranch Golf Club   Blue    70.0    124    95    95    22.8    N    
June 20, 2018    Heritage Ranch Golf and Country Club   Bronze    69.0    124    92    92    21.0    Y    
June 13, 2018    Waterchase Golf Club   White    68.2    123    109    109    37.5    N    
June 6, 2018    Sky Creek Ranch Golf Club   Blue    70.0    124    96    96    23.7    N    
May 16, 2018    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    92    92    21.8    N    
May 9, 2018    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    89    89    18.3    Y    
May 2, 2018    Riverchase Golf Club   White    69.8    127    91    91    18.9    Y    
April 25, 2018    Prairie Lakes Golf Course - Blue and White   White    69.3    122    91    91    20.1    Y    
April 11, 2018    The Tribute at the Colony   White    69.3    115    101    101    31.1    N    
April 4, 2018    Tierra Verde Golf Club   Silver    69.3    123    92    92    20.9    Y    
March 20, 2018    Canyon Creek Country Club   Gold    69.5    125    91    91    19.4    Y    
March 14, 2018    Texas Star Golf Course   White    70.1    121    96    96    24.2    N    
March 5, 2018    Las Colinas Country Club   Gold    67.7    120    97    97    27.6    N    
February 28, 2018    Bridlewood Golf Club   White    69.0    126    90    90    18.8    Y    
January 31, 2018    WestRidge Golf Course   White    68.6    115    95    95    25.9    N    
January 24, 2018    Hurricane Creek Country Club   Gold    67.7    120    85    85    16.3    Y    
December 4, 2017    Stonebridge Ranch Country Club (Dye)   White    71.6    133    105    105    28.4    N    
November 29, 2017    Pecan Hollow Golf Course   Silver    68.4    118    90    90    20.7    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:19.5500    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:18.7    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.