North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of March 20, 2019

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
March 20, 2019    Lantana Golf Club    White    68.7    119    94    94    24.0    N    
March 18, 2019    Las Colinas Country Club   Gold    67.7    120    97    97    27.6    N    
February 27, 2019    Bridlewood Golf Club   White    69.0    126    94    94    22.4    Y    
February 20, 2019    Pecan Hollow Golf Course   Silver    68.4    118    100    100    30.3    N    
February 13, 2019    Ridgeview Ranch Golf Club   White    69.9    131    96    96    22.5    Y    
February 6, 2019    WestRidge Golf Course   White    68.6    115    91    91    22.0    Y    
January 16, 2019    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    92    92    21.8    Y    
November 28, 2018    Lantana Golf Club    White    68.7    119    96    96    25.9    N    
November 26, 2018    Gleneagles Country Club (Queens)   White    69.6    128    98    98    25.1    N    
November 19, 2018    Las Colinas Country Club   Gold    67.7    120    96    96    26.6    N    
November 7, 2018    Stevens Park Golf Course   White    67.6    119    89    89    20.3    Y    
October 31, 2018    The Courses at Watters Creek   White    70.0    126    96    96    23.3    Y    
October 30, 2018    Tangle Ridge Golf Club   White    69.0    125    98    98    26.2    N    
October 24, 2018    Heritage Ranch Golf and Country Club   Bronze    69.0    124    97    97    25.5    N    
October 3, 2018    Frisco Lakes Golf Club   Blue    69.8    126    90    90    18.1    Y    
September 19, 2018    Grapevine Golf Course - Mockingbird and Pecan   White    69.9    124    91    91    19.2    Y    
September 12, 2018    The Tribute at the Colony   White    69.3    115    94    93    23.3    Y    
August 29, 2018    Texas Star Golf Course   White    70.1    121    98    97    25.1    N    
August 1, 2018    Tangle Ridge Golf Club   White    69.0    125    97    96    24.4    N    
July 25, 2018    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    92    92    21.1    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:21.4000    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:20.5    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.