North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of June 26, 2019

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
June 26, 2019    Cowboys Golf Club   Blue    70.9    131    85    85    12.2    Y    
June 19, 2019    Prairie Lakes Golf Course - White and Blue   White    69.3    122    92    92    21.0    Y    
June 12, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    100    100    28.2    N    
June 5, 2019    Sky Creek Ranch Golf Club   Blue    70.0    124    95    94    21.9    Y    
May 15, 2019    Waterchase Golf Club   White    68.2    123    98    94    23.7    N    
April 3, 2019    Tierra Verde Golf Club   Silver    69.3    123    92    92    20.9    Y    
March 27, 2019    Texas Star Golf Course   White    70.1    121    94    94    22.3    Y    
March 25, 2019    Gleneagles Country Club (Queens)   White    69.6    128    95    95    22.4    Y    
March 20, 2019    Lantana Golf Club    White    68.7    119    94    94    24.0    N    
March 18, 2019    Las Colinas Country Club   Gold    67.7    120    97    97    27.6    N    
February 27, 2019    Bridlewood Golf Club   White    69.0    126    94    94    22.4    Y    
February 20, 2019    Pecan Hollow Golf Course   Silver    68.4    118    100    100    30.3    N    
February 13, 2019    Ridgeview Ranch Golf Club   White    69.9    131    96    96    22.5    N    
February 6, 2019    WestRidge Golf Course   White    68.6    115    91    91    22.0    Y    
January 16, 2019    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    92    92    21.8    Y    
November 28, 2018    Lantana Golf Club    White    68.7    119    96    96    25.9    N    
November 26, 2018    Gleneagles Country Club (Queens)   White    69.6    128    98    98    25.1    N    
November 19, 2018    Las Colinas Country Club   Gold    67.7    120    96    96    26.6    N    
November 7, 2018    Stevens Park Golf Course   White    67.6    119    89    89    20.3    Y    
October 31, 2018    The Courses at Watters Creek   White    70.0    126    96    96    23.3    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:20.7200    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:19.8    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.