North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 19, 2020

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
February 19, 2020    Mesquite Golf Club   Blue    68.7    119    95    95    25.0    N    
January 15, 2020    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    86    85    15.2    Y    
December 11, 2019    Lantana Golf Club    White    68.7    119    100    98    27.8    N    
December 4, 2019    Pecan Hollow Golf Course   Silver    68.4    118    93    93    23.6    N    
November 25, 2019    Gleneagles Country Club (Queens)   White    69.6    128    90    90    18.0    Y    
November 20, 2019    Cowboys Golf Club   Blue    70.9    131    96    96    21.7    Y    
November 6, 2019    Thorntree Golf Club   White    69.2    130    88    88    16.3    Y    
October 23, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    93    93    21.9    N    
October 9, 2019    Hurricane Creek Country Club   Gold    67.7    120    88    88    19.1    Y    
September 25, 2019    The Courses at Watters Creek   White    70.0    126    102    101    27.8    N    
September 24, 2019    Canyon Creek Country Club   Gold    69.5    125    102    102    29.4    N    
September 18, 2019    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    94    94    23.0    N    
September 11, 2019    Thorntree Golf Club   White    69.2    130    91    91    18.9    Y    
September 4, 2019    WestRidge Golf Course   White    68.6    115    97    97    27.9    N    
August 28, 2019    Texas Star Golf Course   White    70.1    121    92    92    20.5    Y    
August 21, 2019    Mesquite Golf Club   Blue    68.7    119    96    96    25.9    N    
August 12, 2019    Gleneagles Country Club (Kings)   White    70.7    139    99    99    23.0    N    
August 7, 2019    Frisco Lakes Golf Club   Blue    69.8    126    98    98    25.3    N    
July 24, 2019    Sky Creek Ranch Golf Club   Blue    70.0    124    94    94    21.9    Y    
July 17, 2019    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    98    98    26.7    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:18.9500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:19.0    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.1    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.