North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of May 4, 2022

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
May 4, 2022    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    96    96    24.3    Y    
April 27, 2022    The Golf Club Fossil Creek   Club    69.3    127    94    94    22.0    Y    
April 20, 2022    Texas Star Golf Course   White    70.1    121    91    91    19.5    Y    
April 18, 2022    Diamond Oaks Country Club   White    69.3    118    100    100    29.4    N    
April 6, 2022    Buffalo Creek Golf Club   White    68.8    124    97    95    23.9    Y    
March 23, 2022    Woodbridge Golf Club   Blue-White    70.1    124    108    106    32.7    N    
March 16, 2022    Prairie Lakes Golf Course - Red and Blue   White    69.6    119    100    100    28.9    N    
March 9, 2022    Tangle Ridge Golf Club   White    69.3    128    98    97    24.5    N    
March 2, 2022    Luna Vista Golf Course   White    70.4    124    90    90    17.9    Y    
December 1, 2021    Pecan Hollow Golf Course   Silver    68.4    118    93    93    23.6    Y    
November 10, 2021    Woodbridge Golf Club   White    68.4    120    98    98    27.9    N    
November 2, 2021    Buffalo Creek Golf Club   White    68.1    116    91    91    22.3    Y    
October 27, 2021    Texas Rangers Golf Club   Silver    68.7    122    97    97    26.2    N    
October 20, 2021    Waterchase Golf Club   White    68.2    123    94    94    23.7    Y    
October 13, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    101    97    25.5    N    
October 6, 2021    Woodbridge Golf Club   Blue-White    70.1    124    98    98    25.4    N    
September 29, 2021    Tangle Ridge Golf Club   White    69.3    128    100    98    25.3    N    
September 22, 2021    The Courses at Watters Creek   White    70.0    126    101    99    26.0    N    
September 15, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    97    96    24.8    N    
September 8, 2021    The Golf Club Fossil Creek   Club    69.3    127    104    103    30.0    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:22.1500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:22.2    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.1    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.              Hard Cap Triggered:22.1