North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of July 19, 2023

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 19, 2023    Bridlewood Golf Club   White    69.3    123    88    88    17.2    Y    
July 5, 2023    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    86    86    15.2    Y    
June 21, 2023    Texas Star Golf Course   White    70.1    124    99    99    26.3    N    
June 14, 2023    Tierra Verde Golf Club   Green    67.4    120    99    95    26.0    N    
May 17, 2023    Bridlewood Golf Club   White    69.3    123    97    97    25.4    N    
May 10, 2023    Grapevine Golf Course - Pecan and Bluebonnet   White    70.3    123    89    89    17.2    Y    
May 3, 2023    The Golf Club of Dallas   White    68.2    125    94    94    23.3    N    
April 19, 2023    Tenison Park Golf Course - Highlands   Blue    70.8    127    90    90    17.1    Y    
April 12, 2023    Bear Creek Golf Club (East)   Blue    72.0    134    98    98    21.9    Y    
April 5, 2023    Buffalo Creek Golf Club   White    68.8    124    89    89    18.4    Y    
March 29, 2023    The Courses at Watters Creek   White    70.0    126    97    96    23.3    N    
March 22, 2023    Bridlewood Golf Club   White    69.0    126    104    103    30.5    N    
March 15, 2023    Luna Vista Golf Course   White    70.4    124    105    104    30.6    N    
March 1, 2023    Waterchase Golf Club   White    68.2    123    104    103    32.0    N    
February 15, 2023    The Courses at Watters Creek   White    70.0    126    95    95    22.4    Y    
January 18, 2023    Buffalo Creek Golf Club   White    68.8    124    95    95    23.9    N    
November 16, 2022    Tierra Verde Golf Club   Green    67.4    120    95    95    26.0    N    
November 9, 2022    Bridlewood Golf Club   White    69.0    126    90    90    18.8    Y    
November 2, 2022    Grapevine Golf Course - Pecan and Bluebonnet   White    70.3    123    101    101    28.2    N    
October 26, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    97    96    24.6    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:18.5250    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:18.5    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.1    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.