North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 6, 2023

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
December 6, 2023    Pecan Hollow Golf Course   Gold    67.1    112    89    87    20.1    Y    
November 15, 2023    Sky Creek Ranch Golf Club   White    68.6    117    98    95    25.5    N    
November 8, 2023    Tierra Verde Golf Club   Burgundy    65.9    114    86    86    19.9    Y    
November 1, 2023    Grapevine Golf Course - Mockingbird and Bluebonnet   Purple    64.9    114    92    92    26.9    N    
October 25, 2023    Iron Horse Golf Course   Silver    66.0    114    92    92    25.8    N    
October 4, 2023    The Courses at Watters Creek   Gold    67.7    115    86    86    18.0    Y    
September 27, 2023    Bear Creek Golf Club (East)   Blue    72.0    134    100    100    23.6    N    
September 20, 2023    Buffalo Creek Golf Club   White    68.8    124    86    86    15.7    Y    
September 19, 2023    WestRidge Golf Course   White    68.6    115    94    93    24.0    N    
September 13, 2023    The Golf Club Fossil Creek   Club    70.6    130    92    92    18.6    Y    
September 6, 2023    The Golf Club of Dallas   White    68.2    125    88    88    17.9    Y    
August 30, 2023    Plantation Golf Club   Blue    71.4    121    97    97    23.9    N    
August 23, 2023    Sky Creek Ranch Golf Club   Blue    70.7    128    94    94    20.6    N    
August 16, 2023    Texas Star Golf Course   White    70.1    124    99    99    26.3    N    
August 9, 2023    Waterchase Golf Club   White    68.2    123    93    93    22.8    N    
July 26, 2023    Tangle Ridge Golf Club   White    69.3    128    97    97    24.5    N    
July 19, 2023    Bridlewood Golf Club   White    69.3    123    88    88    17.2    Y    
July 5, 2023    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    86    86    15.2    Y    
June 21, 2023    Texas Star Golf Course   White    70.1    124    99    99    26.3    N    
June 14, 2023    Tierra Verde Golf Club   Green    67.4    120    99    95    26.0    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:17.8250    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:17.8    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.1    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.