North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of July 15, 2026

Ruth, Rob 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 15, 2026    Bridlewood Golf Club   White    69.3    123    75    75    5.2    Y    
July 1, 2026    Sky Creek Ranch Golf Club   Blue    70.7    128    72    72    1.1    Y    
June 29, 2026    Lantana Golf Club    White    68.3    118    78    78    9.3    N    
June 24, 2026    Texas Star Golf Course   White    70.1    124    74    74    3.6    Y    
June 17, 2026    Bridlewood Golf Club   White    69.3    123    74    74    4.3    Y    
June 10, 2026    Waterchase Golf Club   White    68.2    123    76    76    7.2    N    
June 3, 2026    Mesquite Golf Club   Blue    68.7    119    77    77    7.9    N    
April 22, 2026    Sky Creek Ranch Golf Club   Blue    70.7    128    71    71    0.3    Y    
April 15, 2026    Tierra Verde Golf Club   Green    67.4    120    74    74    6.2    Y    
April 8, 2026    The Courses at Watters Creek   White    70.0    126    85    84    12.6    N    
April 1, 2026    Irving Golf Club   White    67.5    116    74    74    6.3    N    
March 25, 2026    Sherrill Park Golf Course (One)   Blue-White    69.1    124    82    81    10.8    N    
March 18, 2026    Texas Rangers Golf Club   Silver    68.7    122    83    82    12.3    N    
February 4, 2026    Waterview Golf Club   Gold    68.5    115    81    80    11.3    N    
January 21, 2026    Pecan Hollow Golf Course   Silver    70.5    130    77    77    5.6    Y    
December 3, 2025    Pecan Hollow Golf Course   Silver    70.5    130    81    81    9.1    N    
November 12, 2025    Tierra Verde Golf Club   Green    67.4    120    71    71    3.4    Y    
November 5, 2025    Waterchase Golf Club   White    68.2    123    81    81    11.8    N    
October 29, 2025    Buffalo Creek Golf Club   White    68.8    124    82    82    12.0    N    
October 22, 2025    The Courses at Watters Creek   White    70.0    126    78    78    7.2    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:3.7125    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:3.7    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:1.8    07-23-2025
  World Handicap System (WHS) in effect since January 1, 2020.