North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of May 2, 2018

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
May 2, 2018    Riverchase Golf Club   White    69.8    127    89    89    17.1    Y    
April 18, 2018    The Courses at Watters Creek   White    70.0    126    96    96    23.3    N    
April 11, 2018    The Tribute at the Colony   White    69.3    115    98    98    28.2    N    
March 20, 2018    Canyon Creek Country Club   Gold    69.5    125    86    86    14.9    Y    
March 14, 2018    Texas Star Golf Course   White    70.1    121    90    90    18.6    N    
March 7, 2018    Tangle Ridge Golf Club   White    69.0    125    85    85    14.5    Y    
March 5, 2018    Las Colinas Country Club   Gold    67.7    120    96    96    26.6    N    
February 14, 2018    Mesquite Golf Club   Blue    68.7    119    82    82    12.6    Y    
January 31, 2018    WestRidge Golf Course   White    68.6    115    98    98    28.9    N    
January 24, 2018    Hurricane Creek Country Club   Gold    67.7    120    84    84    15.3    Y    
January 10, 2018    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    90    90    19.9    N    
December 4, 2017    Stonebridge Ranch Country Club (Dye)   White    71.6    133    96    96    20.7    N    
November 27, 2017    Gleneagles Country Club (Kings)   White    70.2    136    89    89    15.6    Y    
November 21, 2017    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    87    87    15.5    Y    
October 11, 2017    Hurricane Creek Country Club   Gold    67.7    120    90    90    21.0    N    
October 4, 2017    Frisco Lakes Golf Club   Blue    69.8    126    94    94    21.7    N    
September 6, 2017    Mesquite Golf Club   Blue    68.7    119    87    87    17.4    N    
August 30, 2017    Tierra Verde Golf Club   Silver    69.3    123    80    80    9.8    Y    
August 9, 2017    Riverchase Golf Club   White    69.8    127    87    87    15.3    Y    
July 12, 2017    Stone Creek Golf Club   White    71.0    126    82    82    9.9    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:14.0500    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:13.4    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.