North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of March 20, 2019

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
March 20, 2019    Lantana Golf Club    White    68.7    119    89    86    16.4    N    
March 18, 2019    Las Colinas Country Club   Gold    67.7    120    82    81    12.5    Y    
March 6, 2019    Mesquite Golf Club   Blue    68.7    119    93    92    22.1    N    
February 27, 2019    Bridlewood Golf Club   White    69.0    126    89    89    17.9    N    
February 20, 2019    Pecan Hollow Golf Course   Silver    68.4    118    84    84    14.9    Y    
February 6, 2019    WestRidge Golf Course   White    68.6    115    87    87    18.1    N    
January 30, 2019    Waterview Golf Club   Gold    68.4    116    84    84    15.2    Y    
January 16, 2019    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    84    83    13.4    Y    
January 9, 2019    Firewheel Golf Park (Lakes)   White    70.3    123    80    80    8.9    Y    
December 5, 2018    Pecan Hollow Golf Course   Silver    68.4    118    84    84    14.9    Y    
October 30, 2018    Tangle Ridge Golf Club   White    69.0    125    85    85    14.5    Y    
October 24, 2018    Heritage Ranch Golf and Country Club   Bronze    69.0    124    88    88    17.3    N    
September 19, 2018    Grapevine Golf Course - Mockingbird and Pecan   White    69.9    124    82    82    11.0    Y    
August 27, 2018    Gleneagles Country Club (Queens)   White    69.6    128    90    89    17.1    N    
August 15, 2018    Tierra Verde Golf Club   Silver    69.3    123    86    86    15.3    N    
August 8, 2018    Waterview Golf Club   Gold    68.4    116    81    81    12.3    Y    
August 1, 2018    Tangle Ridge Golf Club   White    69.0    125    89    87    16.3    N    
July 18, 2018    Prairie Lakes Golf Course - Blue and White   White    69.3    122    86    86    15.5    N    
July 11, 2018    Riverchase Golf Club   White    69.8    127    82    82    10.9    Y    
July 2, 2018    Sky Creek Ranch Golf Club   Blue    70.0    124    89    89    17.3    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:12.8500    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:12.3    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.