North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of January 15, 2020

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
January 15, 2020    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    82    82    12.4    Y    
December 11, 2019    Lantana Golf Club    White    68.7    119    90    90    20.2    N    
November 6, 2019    Thorntree Golf Club   White    69.2    130    84    84    12.9    Y    
October 23, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    91    91    20.0    N    
October 16, 2019    Tangle Ridge Golf Club   White    69.0    125    86    86    15.4    N    
October 9, 2019    Hurricane Creek Country Club   Gold    67.7    120    85    85    16.3    N    
September 25, 2019    The Courses at Watters Creek   White    70.0    126    89    89    17.0    N    
September 24, 2019    Canyon Creek Country Club   Gold    69.5    125    83    83    12.2    Y    
September 18, 2019    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    85    85    14.6    N    
September 4, 2019    WestRidge Golf Course   White    68.6    115    81    79    10.2    Y    
August 28, 2019    Texas Star Golf Course   White    70.1    121    82    82    11.1    Y    
August 12, 2019    Gleneagles Country Club (Kings)   White    70.7    139    89    88    14.1    N    
August 7, 2019    Frisco Lakes Golf Club   Blue    69.8    126    87    87    15.4    N    
July 31, 2019    Tangle Ridge Golf Club   White    69.0    125    87    87    16.3    N    
July 24, 2019    Sky Creek Ranch Golf Club   Blue    70.0    124    78    78    7.3    Y    
June 12, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    86    86    15.5    N    
May 22, 2019    Hurricane Creek Country Club   Gold    67.7    120    86    86    17.2    N    
May 15, 2019    Waterchase Golf Club   White    68.2    123    84    84    14.5    N    
April 17, 2019    The Courses at Watters Creek   White    70.0    126    87    85    13.5    Y    
April 10, 2019    The Tribute at the Colony   White    69.3    115    83    83    13.5    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:11.6375    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:11.6    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:12.6    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.