North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of September 30, 2020

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
September 23, 2020    The Courses at Watters Creek   White    70.0    126    97    95    22.4    N    
September 22, 2020    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    98    97    24.6    N    
September 16, 2020    Grapevine Golf Course - Bluebonnet and Pecan   White    69.9    126    91    90    18.0    N    
September 14, 2020    Diamond Oaks Country Club   White    69.3    118    86    85    15.0    Y    
September 9, 2020    Thorntree Golf Club   White    69.2    130    81    81    10.3    Y    
August 19, 2020    Tierra Verde Golf Club   Silver    69.3    123    83    83    12.6    Y    
August 5, 2020    Lantana Golf Club    White    68.7    119    89    88    18.3    N    
July 22, 2020    Texas Rangers Golf Club   Silver    68.7    122    89    89    18.8    N    
July 15, 2020    Bear Creek Golf Club (East)   Blue    72.0    134    89    89    14.3    Y    
July 1, 2020    Cowboys Golf Club   Blue    70.9    131    83    83    10.4    Y    
March 11, 2020    Tangle Ridge Golf Club   White    69.0    125    89    89    18.1    N    
February 26, 2020    Bridlewood Golf Club   White    69.0    126    92    92    20.6    N    
February 19, 2020    Mesquite Golf Club   Blue    68.7    119    86    86    16.4    N    
January 15, 2020    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    82    82    12.4    Y    
December 11, 2019    Lantana Golf Club    White    68.7    119    90    90    20.2    N    
November 6, 2019    Thorntree Golf Club   White    69.2    130    84    84    12.9    Y    
October 23, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    91    91    20.0    N    
October 16, 2019    Tangle Ridge Golf Club   White    69.0    125    86    86    15.4    Y    
October 9, 2019    Hurricane Creek Country Club   Gold    67.7    120    85    85    16.3    N    
September 25, 2019    The Courses at Watters Creek   White    70.0    126    89    89    17.0    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:12.9125    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:12.9    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:12.6    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.