North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of June 9, 2021

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
June 9, 2021    Sky Creek Ranch Golf Club   Blue    70.7    128    93    92    18.8    N    
May 12, 2021    Grapevine Golf Course - Pecan and Mockingbird   White    69.9    124    102    98    25.6    N    
May 5, 2021    The Golf Club Fossil Creek   Club    69.3    127    81    81    10.4    Y    
April 28, 2021    Buffalo Creek Golf Club   White    68.1    116    91    90    21.3    N    
April 14, 2021    Bridlewood Golf Club   White    69.0    126    80    80    9.9    Y    
April 7, 2021    Waterview Golf Club   Gold    68.4    116    80    80    11.3    Y    
March 24, 2021    Texas Rangers Golf Club   Silver    68.7    122    93    91    20.7    N    
March 10, 2021    Tangle Ridge Golf Club   White    69.3    128    85    84    13.0    N    
March 3, 2021    Cowboys Golf Club   Blue    70.9    131    81    81    8.7    Y    
February 3, 2021    Thorntree Golf Club   White    69.2    130    94    86    14.6    N    
January 27, 2021    Pecan Hollow Golf Course   Silver    68.4    118    93    93    23.6    N    
January 20, 2021    The Courses at Watters Creek   White    70.0    126    83    82    10.8    Y    
December 9, 2020    The Courses at Watters Creek   White    70.0    126    84    84    12.6    Y    
November 18, 2020    Lantana Golf Club    White    68.7    119    81    81    11.7    Y    
November 4, 2020    Hurricane Creek Country Club   Gold    67.7    120    93    92    22.9    N    
October 21, 2020    Heritage Ranch Golf and Country Club   Bronze    69.0    124    82    82    11.8    Y    
October 14, 2020    Tangle Ridge Golf Club   White    69.3    128    86    86    14.7    N    
October 7, 2020    Frisco Lakes Golf Club   Blue    69.8    126    85    85    13.6    N    
September 23, 2020    The Courses at Watters Creek   White    70.0    126    97    95    22.4    N    
September 22, 2020    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    98    97    24.6    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:10.9000    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:10.9    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:12.6    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.