North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of August 17, 2022

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
August 10, 2022    Woodbridge Golf Club   Blue-White    70.1    124    93    92    20.0    N    
August 3, 2022    Prairie Lakes Golf Course - White and Blue   White    69.3    122    88    88    17.3    Y    
July 27, 2022    Mansfield National Golf Club   Gold    70.5    122    91    91    19.0    N    
July 20, 2022    Tangle Ridge Golf Club   White    69.3    128    83    83    12.1    Y    
July 6, 2022    The Courses at Watters Creek   White    70.0    126    90    90    17.9    Y    
June 29, 2022    Texas Star Golf Course   White    70.1    124    85    85    13.6    Y    
June 22, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    93    90    19.1    N    
June 15, 2022    Tierra Verde Golf Club   Silver    70.7    125    90    90    17.4    Y    
June 8, 2022    Riverside Golf Club   White    69.0    120    92    91    20.7    N    
June 1, 2022    Waterchase Golf Club   White    68.2    123    91    90    20.0    N    
May 25, 2022    Frisco Lakes Golf Club   Blue    69.8    126    90    90    18.1    Y    
May 11, 2022    The Golf Club of Dallas   White    68.2    125    91    89    18.8    N    
May 4, 2022    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    89    87    16.1    Y    
April 27, 2022    The Golf Club Fossil Creek   Club    69.3    127    94    93    21.1    N    
April 20, 2022    Texas Star Golf Course   White    70.1    121    91    91    19.5    N    
April 18, 2022    Diamond Oaks Country Club   White    69.3    118    97    97    26.5    N    
April 6, 2022    Buffalo Creek Golf Club   White    68.8    124    91    89    18.4    N    
March 23, 2022    Woodbridge Golf Club   Blue-White    70.1    124    97    95    22.7    N    
March 16, 2022    Prairie Lakes Golf Course - Red and Blue   White    69.6    119    90    89    18.4    N    
March 9, 2022    Tangle Ridge Golf Club   White    69.3    128    88    88    16.5    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:16.1250    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:16.1    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:12.6    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.              Soft Cap Triggered:15.9