North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of April 16, 2025

Smith, Frank (forward tee since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
April 16, 2025    Tenison Park Golf Course - Highlands   Pearl    64.6    117    84    84    18.7    Y    
April 9, 2025    Tierra Verde Golf Club   Burgundy    65.9    114    86    86    19.9    Y    
April 2, 2025    Grapevine Golf Course - Pecan and Mockingbird   Purple    65.7    118    90    89    22.3    N    
March 26, 2025    Buffalo Creek Golf Club   Green    66.1    113    85    85    18.9    Y    
March 19, 2025    Irving Golf Club   Red    63.8    109    84    84    20.9    N    
March 5, 2025    Bridlewood Golf Club   Red    65.5    118    82    82    15.8    Y    
February 26, 2025    Tangle Ridge Golf Club   Red    65.8    121    87    86    18.9    Y    
November 20, 2024    Grapevine Golf Course - Pecan and Mockingbird   Purple    65.7    118    93    93    26.1    N    
October 30, 2024    Tierra Verde Golf Club   Burgundy    65.9    114    91    89    22.9    N    
October 23, 2024    Mansfield National Golf Club   Red    65.8    112    86    85    19.4    Y    
October 9, 2024    Irving Golf Club   White    67.5    116    98    97    28.7    N    
September 25, 2024    Buffalo Creek Golf Club   Green    66.1    113    94    93    26.9    N    
September 18, 2024    The Courses at Watters Creek   Gold    67.7    115    93    93    24.9    N    
September 16, 2024    Lantana Golf Club    Red    64.5    112    85    84    19.7    Y    
August 28, 2024    The Courses at Watters Creek   Gold    67.7    115    91    90    21.9    N    
August 21, 2024    The Golf Club of Dallas   Red    67.1    120    95    93    24.4    N    
August 14, 2024    Waterchase Golf Club   Green    65.6    118    90    90    23.4    N    
August 7, 2024    Texas Star Golf Course   Red    65.3    117    83    83    17.1    Y    
July 31, 2024    Tangle Ridge Golf Club   Red    65.8    121    88    88    20.7    N    
July 17, 2024    The Golf Club Fossil Creek   Forward    66.6    114    89    87    20.2    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:18.5500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:18.6    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:13.4    04-17-2024
  World Handicap System (WHS) in effect since January 1, 2020.              Hard Cap Triggered:18.4