North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of July 12, 2021

Tovar, David 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 7, 2021    The Courses at Watters Creek   White    70.0    126    96    96    23.3    N    
June 30, 2021    Texas Star Golf Course   White    70.1    121    96    96    24.2    N    
June 16, 2021    Texas Rangers Golf Club   Silver    68.7    122    83    83    13.2    Y    
May 26, 2021    The Trails of Frisco Golf Club   White    69.8    119    80    80    9.7    Y    
May 5, 2021    The Golf Club Fossil Creek   Club    69.3    127    90    90    18.4    N    
April 28, 2021    Buffalo Creek Golf Club   White    68.1    116    87    87    18.4    N    
April 21, 2021    Bear Creek Golf Club (West)   Blue    71.5    137    89    89    14.4    Y    
April 14, 2021    Bridlewood Golf Club   White    69.0    126    86    86    15.2    Y    
April 7, 2021    Waterview Golf Club   Gold    68.4    116    87    87    18.1    N    
March 24, 2021    Texas Rangers Golf Club   Silver    68.7    122    91    90    19.7    N    
March 17, 2021    Waterview Golf Club   White    70.7    125    92    90    17.4    N    
March 3, 2021    Cowboys Golf Club   Blue    70.9    131    100    99    24.2    N    
December 9, 2020    The Courses at Watters Creek   White    70.0    126    86    86    14.3    Y    
November 18, 2020    Lantana Golf Club    White    68.7    119    92    92    22.1    N    
September 30, 2020    Ridgeview Ranch Golf Club   White    69.9    131    89    89    16.5    N    
September 23, 2020    The Courses at Watters Creek   White    70.0    126    89    89    17.0    N    
September 22, 2020    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    98    95    22.8    N    
August 12, 2020    Frisco Lakes Golf Club   Blue    69.8    126    86    85    13.6    Y    
July 22, 2020    Texas Rangers Golf Club   Silver    68.7    122    79    79    9.5    Y    
July 15, 2020    Bear Creek Golf Club (East)   Blue    72.0    134    86    86    11.8    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:12.7125    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:12.7    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:11.7    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.