North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of March 19, 2025

Ramos, Joe Ben (forward tee since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
March 19, 2025    Irving Golf Club   Red    63.8    109    92    92    29.2    N    
March 12, 2025    Mansfield National Golf Club   Red    65.8    112    86    86    20.4    Y    
March 5, 2025    Bridlewood Golf Club   Red    65.5    118    98    98    31.1    N    
February 26, 2025    Tangle Ridge Golf Club   Red    65.8    121    93    93    25.4    N    
January 29, 2025    Texas Rangers Golf Club   Bronze    63.6    112    87    87    23.6    N    
January 15, 2025    Pecan Hollow Golf Course   Gold    67.1    112    90    90    23.1    N    
November 20, 2024    Grapevine Golf Course - Pecan and Mockingbird   Purple    65.7    118    87    87    20.4    Y    
November 13, 2024    Tour 18 Dallas Golf Course   Red    67.7    123    111    111    39.8    N    
October 16, 2024    Tangle Ridge Golf Club   Red    65.8    121    95    91    23.5    N    
July 17, 2024    The Golf Club Fossil Creek   Forward    66.6    114    92    91    24.2    N    
July 1, 2024    Lantana Golf Club    Red    64.5    112    103    101    36.8    N    
June 26, 2024    Sky Creek Ranch Golf Club   White    68.6    117    91    91    21.6    Y    
June 12, 2024    Grapevine Golf Course - Pecan and Mockingbird   Purple    65.7    118    89    89    22.3    Y    
June 5, 2024    Waterchase Golf Club   Green    65.6    118    96    93    26.2    N    
May 22, 2024    Tenison Park Golf Course - Highlands   Pearl    64.6    117    82    82    16.8    Y    
May 15, 2024    Bridlewood Golf Club   Red    65.5    118    90    90    23.5    N    
April 17, 2024    The Courses at Watters Creek   Gold    67.7    115    91    91    22.9    Y    
April 3, 2024    Bear Creek Golf Club (East)   Red    69.0    126    92    92    20.6    Y    
March 20, 2024    Grapevine Golf Course - Mockingbird and Bluebonnet   Purple    64.9    114    82    82    16.9    Y    
March 11, 2024    Lantana Golf Club    Red    64.5    112    97    95    30.8    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:20.2375    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:20.2    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:18.5    03-20-2024
  World Handicap System (WHS) in effect since January 1, 2020.