North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of May 8, 2024

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
April 17, 2024    The Courses at Watters Creek   Gold    67.7    115    91    91    22.9    N    
April 3, 2024    Bear Creek Golf Club (East)   Red    69.0    126    92    92    20.6    Y    
March 20, 2024    Grapevine Golf Course - Mockingbird and Bluebonnet   Purple    64.9    114    82    82    16.9    Y    
March 11, 2024    Lantana Golf Club    Red    64.5    112    97    95    30.8    N    
March 6, 2024    Tenison Park Golf Course - Highlands   Pearl    64.6    117    90    90    24.5    N    
February 28, 2024    Bridlewood Golf Club   Red    65.5    118    88    88    21.5    N    
February 21, 2024    Texas Star Golf Course   Red    65.3    117    87    87    21.0    Y    
February 14, 2024    Waterchase Golf Club   Green    65.6    118    99    98    31.0    N    
February 7, 2024    Pecan Hollow Golf Course   Gold    67.1    112    88    88    21.1    N    
January 31, 2024    Tangle Ridge Golf Club   Red    65.8    121    94    94    26.3    N    
December 6, 2023    Pecan Hollow Golf Course   Gold    67.1    112    89    87    20.1    Y    
November 15, 2023    Sky Creek Ranch Golf Club   White    68.6    117    98    95    25.5    N    
November 8, 2023    Tierra Verde Golf Club   Burgundy    65.9    114    86    86    19.9    Y    
November 1, 2023    Grapevine Golf Course - Mockingbird and Bluebonnet   Purple    64.9    114    92    92    26.9    N    
October 25, 2023    Iron Horse Golf Course   Silver    66.0    114    92    92    25.8    N    
October 4, 2023    The Courses at Watters Creek   Gold    67.7    115    86    86    18.0    Y    
September 27, 2023    Bear Creek Golf Club (East)   Blue    72.0    134    100    100    23.6    N    
September 20, 2023    Buffalo Creek Golf Club   White    68.8    124    86    86    15.7    Y    
September 19, 2023    WestRidge Golf Course   White    68.6    115    94    93    24.0    N    
September 13, 2023    The Golf Club Fossil Creek   Club    70.6    130    92    92    18.6    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:18.8500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:18.9    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.1    04-19-2023
  World Handicap System (WHS) in effect since January 1, 2020.