North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of May 15, 2024

Umberger, John 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
May 8, 2024    Tangle Ridge Golf Club   White    69.3    128    94    94    21.8    Y    
April 24, 2024    Irving Golf Club   White    67.5    116    91    91    22.9    N    
April 17, 2024    The Courses at Watters Creek   White    70.0    126    96    95    22.4    Y    
March 27, 2024    Buffalo Creek Golf Club   White    68.8    124    103    100    28.4    N    
March 13, 2024    The Golf Club of Dallas   White    68.2    125    96    95    24.2    N    
March 6, 2024    Tenison Park Golf Course - Highlands   Silver    69.3    124    95    95    23.4    N    
February 21, 2024    Texas Star Golf Course   White    70.1    124    107    107    33.6    N    
February 14, 2024    Waterchase Golf Club   White    68.2    123    102    98    27.4    N    
January 31, 2024    Tangle Ridge Golf Club   White    69.3    128    100    100    27.1    N    
December 6, 2023    Pecan Hollow Golf Course   Silver    70.5    130    95    95    21.3    Y    
November 8, 2023    Tierra Verde Golf Club   Green    67.4    120    93    93    24.1    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:21.8333    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:21.8    
  Rounds Used = Lowest 3 out of last 11
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:N/A    02-14-2024
  World Handicap System (WHS) in effect since January 1, 2020.