North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 3, 2021

Abel, Phil 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
January 15, 2020    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    81    81    11.5    N    
November 20, 2019    Cowboys Golf Club   Blue    70.9    131    76    76    4.4    Y    
October 23, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    85    85    14.6    N    
October 9, 2019    Hurricane Creek Country Club   Gold    67.7    120    88    87    18.2    N    
September 25, 2019    The Courses at Watters Creek   White    70.0    126    80    78    7.2    Y    
September 24, 2019    Canyon Creek Country Club   Gold    69.5    125    78    77    6.8    Y    
September 18, 2019    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    78    78    8.0    Y    
September 4, 2019    WestRidge Golf Course   White    68.6    115    81    81    12.2    N    
August 28, 2019    Texas Star Golf Course   White    70.1    121    90    85    13.9    N    
August 21, 2019    Mesquite Golf Club   Blue    68.7    119    77    77    7.9    Y    
August 7, 2019    Frisco Lakes Golf Club   Blue    69.8    126    89    86    14.5    N    
July 24, 2019    Sky Creek Ranch Golf Club   Blue    70.0    124    87    85    13.7    N    
July 17, 2019    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    79    79    9.0    Y    
June 26, 2019    Cowboys Golf Club   Blue    70.9    131    73    73    1.8    Y    
June 19, 2019    Prairie Lakes Golf Course - White and Blue   White    69.3    122    79    79    9.0    Y    
May 22, 2019    Hurricane Creek Country Club   Gold    67.7    120    79    79    10.6    N    
May 15, 2019    Waterchase Golf Club   White    68.2    123    83    82    12.7    N    
March 20, 2019    Lantana Golf Club    White    68.7    119    84    84    14.5    N    
March 18, 2019    Las Colinas Country Club   Gold    67.7    120    87    83    14.4    N    
February 27, 2019    Bridlewood Golf Club   White    69.0    126    82    82    11.7    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:6.7625    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:6.8    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:7.1    01-16-2019
  World Handicap System (WHS) in effect since January 1, 2020.