North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 7, 2022

Clay, Bob (forward tees since May 25, 2005)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
December 1, 2021    Pecan Hollow Golf Course   Gold    64.8    104    117    116    55.6    N    
November 17, 2021    Tierra Verde Golf Club   Green    66.9    117    126    125    56.1    N    
November 10, 2021    Woodbridge Golf Club   Red    64.7    112    119    118    53.8    N    
October 20, 2021    Waterchase Golf Club   Green    65.6    118    127    122    54.0    N    
September 29, 2021    Tangle Ridge Golf Club   Red    65.8    121    125    123    53.4    N    
September 15, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   Purple    64.8    114    123    120    54.7    N    
June 23, 2021    Heritage Ranch Golf and Country Club   Gold    67.4    120    120    119    48.6    N    
April 14, 2021    Bridlewood Golf Club   Red    65.6    121    110    110    41.5    Y    
March 24, 2021    Texas Rangers Golf Club   Bronze    63.6    112    110    109    45.8    Y    
February 24, 2021    Buffalo Creek Golf Club   Green    65.2    108    117    114    51.1    N    
February 3, 2021    Thorntree Golf Club   Red    66.7    124    117    117    45.8    Y    
January 27, 2021    Pecan Hollow Golf Course   Gold    64.8    104    120    117    56.7    N    
January 20, 2021    The Courses at Watters Creek   Gold    67.7    115    118    117    48.4    N    
December 9, 2020    The Courses at Watters Creek   Gold    67.7    115    112    112    43.5    Y    
November 18, 2020    Lantana Golf Club    White-Red    67.0    117    113    112    43.5    Y    
November 11, 2020    Bridlewood Golf Club   Red    65.6    121    102    102    34.0    Y    
November 4, 2020    Hurricane Creek Country Club   Red    65.0    113    105    105    40.0    Y    
October 21, 2020    Heritage Ranch Golf and Country Club   Gold    67.4    120    120    118    47.6    N    
October 14, 2020    Tangle Ridge Golf Club   Red    65.8    121    115    115    45.9    Y    
October 7, 2020    Frisco Lakes Golf Club   White    67.3    114    120    119    51.2    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:42.5000    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:42.5    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:40.3    12-02-2020
  World Handicap System (WHS) in effect since January 1, 2020.