North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 16, 2015

Winters, Howard (forward tees since March 25, 2009)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 29, 2015    Tangle Ridge Golf Club   White    69.0    125    108    108    35.3    N    
September 17, 2014    Tierra Verde Golf Club   Green    66.9    117    101    101    32.9    N    
September 10, 2014    Grapevine Golf Course - Bluebonnet and Mockingbird   Red    65.0    111    103    103    38.7    N    
September 3, 2014    The Golf Club of Dallas   White    67.5    124    94    94    24.1    Y    
August 27, 2014    Luna Vista Golf Course   Yellow    68.2    120    91    91    21.5    Y    
August 6, 2014    Woodbridge Golf Club   White    68.4    120    100    100    29.8    N    
July 30, 2014    Tangle Ridge Golf Club   White    69.0    125    96    96    24.4    Y    
July 23, 2014    Buffalo Creek Golf Club   White    68.1    116    99    99    30.1    N    
July 21, 2014    Brookhaven Country Club (Masters)   Green    67.1    121    101    101    31.7    N    
July 16, 2014    Riverside Golf Club   White    68.4    119    94    94    24.3    Y    
July 9, 2014    The Golf Club of Dallas   White    67.5    124    102    102    31.4    N    
June 25, 2014    Waterchase Golf Club   Green    65.6    118    87    87    20.5    Y    
June 4, 2014    The Courses at Watters Creek   Gold    67.7    115    93    93    24.9    Y    
May 28, 2014    Hurricane Creek Country Club   Red    65.0    113    96    96    31.0    N    
May 21, 2014    Riverside Golf Club   White    68.4    119    100    100    30.0    N    
May 7, 2014    Grapevine Golf Course - Bluebonnet and Mockingbird   Red    65.0    111    88    88    23.4    Y    
April 30, 2014    Woodbridge Golf Club   Red    64.7    112    96    96    31.6    N    
April 23, 2014    Buffalo Creek Golf Club   Green    65.2    108    92    92    28.0    N    
April 16, 2014    Frisco Lakes Golf Club   Green    64.3    112    90    90    25.9    N    
April 9, 2014    Heritage Ranch Golf and Country Club   Gold    67.8    119    94    94    24.9    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:23.5000    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:23.5    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:20.0    07-30-2014
  World Handicap System (WHS) in effect since January 1, 2020.              Soft Cap Triggered:23.3